Before, I don’t pay attention with our car insurance policy. But after my car accidents, I became hands-on wife in reading each clause included in our policy. My goal now is not only to buy the cheapest car insurance but also to know what is included on the cheap price. It’s really true they can offer very low premium.. But guess what, the coverage is nothing or not enough to cover your liability when accident happens. Like in our insurance policy, we don’t have medpay. We have to pay right out of our pocket for Chiropractor visit since my insurance doesn’t cover this. Big expenses that you don’t plan. Yes, you are reimbursed too, if it wasn’t your fault, but then you still have cash outlay upfront.

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